The HSA Authority

Access ID: 

Help  |  Demo

Access ID: 

Help | Demo

HSA Benefits & Features

Benefits of switching to an HSA/HDHP Healthcare Program.

  • Lower insurance premiums
  • Savings from premiums help fund HSA
  • Both the employer and employee can make contributions
  • All HSA deposits are made with tax-advantaged dollars and qualified withdrawals are tax-free
  • Unspent contributions roll over from year to year (no use-it-or-lose-it provision)
  • Employers’ FICA savings on contributions
  • HSAs are portable so individuals keep 100% of funds upon change of employment

Tower Account Features:

Checking Account: Your HSA deposits are held in your name at Tower Bank. You will receive a monthly account statement that details all contributions and withdrawals. Your account balances are FDIC insured up to the maximum provided by law.

ATM/Debit Card: You may also choose an ATM/Debit Card to make Qualified Healthcare purchases. Regular transaction fees will apply. Purchases will be automatically deducted from your HSA. A second card may be issued to your authorized signer.

Checks: Unique HSA checks are available for you to pay Qualified Healthcare Expenses. An authorized signer may also use these checks. To order checks please use the Forms tab and select the check order form for new checks or select check re-order form to replenish your supply.

Interest Rates: Your account will earn interest on a tiered schedule based on balance. Contact us for current rates.

Online Statements: Review your HSA account statements online.

Online Access: You will have access to view your account balances, activity and check images by signing up for online banking.

Online Bill Pay: You may initiate bill payment transactions through Online Banking for a per transaction fee. 

HSA Portal: View your account balance, year-to-date contributions and distributions, enjoy one-click access to HSA forms, and the ability to upload and store your medical receipts.

Customer Care: To provide you with the best service possible, you may choose to use our toll-free automated services 888.743.0737 or call our Customer Care center 888.472.8697 ext. 1 to talk to an expert who will answer your deposit account questions.

HSA Consult





*The hypertext links or pointers displayed on this site are for the convenience of our customers and go to information created and maintained by other public and private organizations. Tower Bank does not control or guarantee the accuracy, relevance, timeliness, or completeness of this outside information. Further the inclusion of links or pointers to particular items in hypertext is not intended to reflect their importance nor is it intended to endorse any views expressed or products or services offered on these outside sites or the organizations sponsoring the sites.